I build DeFi products
that ship.
Henk ter Harmsel. Full-stack blockchain engineer & CTO.
15 years of shipping software. 5 years deep in Web3.
About
Not a consultant. A builder.
I'm Henk. I run Chaink, a one-man blockchain engineering outfit based in the Netherlands.
I don't do slide decks. I write smart contracts, build frontends, design system architecture, and ship products that handle real money. The kind of stuff where bugs cost millions and "move fast and break things" is a terrible idea.
Over the past 5 years, I've built NFT marketplaces processing $30M+ in volume, DeFi lending protocols with custom liquidation engines, and cross-chain infrastructure spanning EVM, Cosmos, XRPL, and Solana. Before Web3, I spent a decade building production software - backends, APIs, the full stack.
When I work with teams, I typically operate as a hands-on CTO or lead engineer. I'm the person who architects the system, writes the critical code, reviews every PR, and stays up at 3 AM when the liquidation bot is misbehaving.
Work
Things I've built
Production systems handling real users and real money. Not hackathon demos.

Ledger Swap
Token Swap on XRPL
Token swap interface built as a Xaman xApp, powered by Bidds. Uses XRPL's native AMM and orderbook for on-ledger swaps with automatic slippage management. Frontend + backend + sync job.

DEX Aggregator
Multi-chain Routing
Cross-DEX routing engine spanning Uniswap, PancakeSwap, and other AMMs on EVM chains. On-chain price discovery with off-chain route optimization for best execution.

Cross-chain Tokens
Multi-chain Infrastructure
Token implementations bridging EVM, CosmWasm/IBC, and XRPL. Standardized interfaces, bridge contracts, and cross-chain messaging.

OMNI Real Estate
Real Estate Tokenization
On-chain real estate tokenization platform through PSI Tech Solutions. Fractional ownership, compliance framework, and automated distributions.
Stack
Tools of the trade
I pick what works for the problem. Not what's trending on Twitter.
Services
How I can help
I work best embedded in your team. Whiteboard in the morning, code by afternoon, deploy by evening.
Smart Contract Development
Solidity, Rust, CosmWasm. Auditable code that handles real money. From token standards to complex DeFi protocols.
DeFi Protocol Design
Lending, DEXs, yield strategies, liquidation engines. I design the math and build the code. Tested against edge cases that keep you up at night.
Technical Architecture
System design for blockchain products. Indexers, APIs, state management, cross-chain messaging. The invisible stuff that makes everything work.
CTO-as-a-Service
Technical leadership without the full-time commitment. Architecture decisions, code reviews, team mentoring, and shipping discipline.
Team Leadership
I have led engineering teams building production dApps. I write code alongside the team, not from a Notion board.
Contact
Let's build something
Got a DeFi protocol that needs building? A smart contract that needs auditing? A team that needs technical leadership? Drop me a line.


